Discussions with our Broker (Willis) and K&K have yielded the following position on the use of drones at SCCA events.

The Federal Aviation Administration (FAA) and the US Justice Department are still working on regulations to govern the commercial and private use of unmanned aircraft systems (drones).

Consequently, our insurance carrier states we have no liability coverage under our existing general liability policy for the operation of any owned aircraft / drone – this applies even if SCCA purchases a drone.

Commercial UAS owners – must have proof of FAA certification and liability insurance naming SCCA and our normal list of additional insured. Since the standard commercial general liability policy excludes the operation of aircraft, the policy must specifically state it includes the use of UASs. The policy needs to have $10M of primary coverage.

Recreational UAS – Should be prohibited. The SCCA should not allow anyone (spectator, participant, official) to use a drone at an event unless they have provided us a copy of the FAA certification and proof of insurance (COI), with the coverage described above, and have a valid reason to be using the UAS.

This information should be disseminated to all region event organizers.